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Continuing Education Requirement

Q. Is ""Chartered Financial Consultant" just some empty title awarded by an insurance company in much the same way that every Little League ball player get a trophy?

A. The CLU designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation, and distribution of the economic values of human life. Since the first examinations were held in 1928, more than 85,000 men and women have met the educational, experience, and ethics mandates needed to earn the CLU designation. The CLU program provides insights into the life insurance business, its importance to the economy, its operation and distribution systems, and its resurging importance for safe and secure investments. For agents, field managers, home office personnel, and others involved in providing life insurance products to the public, the CLU designation is the common bond for continuing growth and commitment to professionalism. Eight rigorous 3-credit courses with comprehensive exams are required to complete the education requirement. This designation is only offered by The American College, the oldest and largest accredited financial services education institution. Students also must meet specified experience requirements, maintain ethical standards, and agree to comply with both The American College's Code of Ethics and Procedures and applicable continuing education requirements. 30 hours of Continuing Education required every two years. RHU - Registered Health Underwriter The RHU designation signifies that an individual working in the traditional health insurance marketplace or in the managed care industry has successfully completed a rigorous three-course program. The focus of the designation is to prepare professionals to advise clients on their health insurance needs. Students also must meet specified experience requirements, maintain ethical standards, and agree to comply with both The American College's Code of Ethics and Procedures and applicable continuing education requirements. 30 hours of Continuing Education required every two years.

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